📋Template

HOA Late Fee & Collection Policy Template

A complete late fee and collection policy framework — model policy template, 5-state late fee cap table, CA CC §5655 payment application order worksheet, and 90-day collection escalation decision tree. Ready to adopt by board resolution.

Best for: HOA Treasurers · HOA Boards · Self-Managed Communities

What's included

✓Model collection policy: grace period, late fee, interest, payment application order, escalation schedule
✓5-state late fee cap table — CA §5650 (10% or $10), FL §720.3085 ($25 or 5%), TX, AZ, NC
✓Payment application order worksheet — CA CC §5655: assessments first, fees last
✓90-day collection decision tree — 30-day notice → attorney referral → pre-lien → lien
✓State pre-lien notice table — CA (30 days), FL (45 days), TX (30 days), AZ (15 days), NV (30 days)

Format

📋Template

Best for: HOA Treasurers · HOA Boards · Self-Managed Communities

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